I asked our terminated management for a copy of the Reserve Study and was told one hadn’t been done. In reading our CC&Rs it states: “the Board shall obtain a reserve study at least once every five (5) years, which study shall at a minimum include…” We have no buildings, playgrounds and no irrigation to maintain. We have one cluster mailbox. Our common areas are dirt with native trees 5′ to 20′ out of the exterior cement walls. We were incorporated in 2017 and the builder turned the HOA over to us Jan 2021. Is there someone we hire to do this? Which date applies to the 5-year declaration?