hi, back in March we received a letter from a law office stating that we were in violation because we did not get approval for some pavers in our front and a skate ramp in the back yard. we filled out all the forms and submitted them. we heard nothing back for 7 months until another letter arrived from attorney stating since we haven’t responded to any of the letters from the Hoa we had been in violation and the attorney charged us $300. Called Hoa and found out that when I had called our Hoa in February to let them know we refinanced and the names on the property changed to ours, the guy I spoke with never changed the names even though he had said he would. so we never received any letters. what rights do we have since for 7 months we thought we had been approved? thanks for any and all help!