Our HOA has a “good problem” in that our reserves are well over 100% fully funded. Since most HOAs in this country are in the opposite predicament, I haven’t seen any best practice recommendations on what to do in this situation. Three possibilities include
1) Continue to be over-funded in case of a rainy day or if high inflation persists indefinitely.
2) Lower monthly dues.
3) Enact a one time rebate to owners.
From your experience, what have most HOAs that are over 100% funded done?